Life Premium Solutions, LLC (“LPS”) is an independent advisory firm that specializes in customized and innovative premium finance solutions for the advanced life insurance market.

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LPS offers leading edge premium loan products that are affordable, convenient and flexible.

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The superior and flexible terms of the carrier approved premium loan program are only possible because our innovative lending partners.  

 

A few of these unequaled loan program benefits include:​

• Preferred Loan Interest Rates

• No Annual Re-qualification / Re-underwriting

• No Personal or Corporate Guarantee

• 100% Collateral Credit for Policy Account Value (no collateral haircut)

• Customized Structure for Interest Payments

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WHAT SETS US APART

 

At LPS we are Loan Structuring Specialists.

Structuring loans and negotiating with lenders is our specialty.

 
We customize each loan to meet the client’s cashflow requirements, risk tolerance level and collateral capability.

We deliver exclusive discounted loan rates because of the volume of business we achieve. 

We work with multiple lenders because no single funder can meet the needs of every client.

Bridge financing is also available.

We have access to multiple loan terms including 1-year, 3-year, 5-year, 10-year and 20-year terms.