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OUR INTEGRATED PROCESS

Our process provides a total and end to end solution for the life of the loan.   LPS begins by assisting the agent or advisor with an analysis of their client’s goals and needs.  Following the needs analysis, we help match the client with the most suitable and favorable life product, relative to their age and health condition. If helpful, LPS can provide support with expert medical underwriting and assist in the timely preparation of the carrier illustrations.  Once a carrier illustration is prepared and approved by the client, LPS will coordinate with our lending partner in the preparation of the premium finance loan model.  The loan model is prepared within 48 hours of the policy illustration delivery.  LPS is always available to review and discuss the proposed loan model with the client and advisor.  Once the client has approved the proposed life policy and premium finance solution, the LPS origination team goes to work to support the agent/advisor with completion of the loan application.  We stand ready to coordinate with the advisor and the client with every element of completing the loan application. Once the loan application has been approved by the lender, we will assist the advisor and client with the completion of the loan agreement and related documents.  Once the policy is inforce and the loan is funded, LPS will be with you and your client every step of the way, providing support throughout the loan term.  

 

 

 

 

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